March 2025

South Plains Financial, Inc. (SPFI) is a regional bank holding company with its core operations concentrated in Texas and New Mexico. Through its wholly-owned subsidiary, City Bank, SPFI positions itself as one of the largest independent banks in West Texas. In our analysis of the recent 10-K fil...

Unity Bancorp, Inc., a community bank holding company, recently published its 10-K report for the fiscal year ended December 31, 2024. In this extensive review, we walk through key components of the report—from business operations and risk management to financial performance and capital adequacy—...

Ainos, Inc. is a diversified healthcare company with a mission to revolutionize diagnostic and therapeutic technology. Its focus is on the development of novel point-of-care testing (POCT) technologies powered by its innovative AI platform known as "AI Nose," low-dose interferon alpha treatm...

The Onex Direct Lending BDC Fund, as detailed in its recent 10-K filing, brings an intriguing yet complex investment opportunity to the table. In this blog post, we provide an in-depth review of the filing, highlighting the most important elements, its investment approach, performance indicators,...

When assessing an investment in a financial institution, especially one like Evans Bancorp, Inc., it is essential to consider a broad range of factors in its 10-K filings. In this blog post, we explore the key components of Evans Bancorp’s recent 10-K, evaluating the company’s business overview, ...

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Sunrise Realty Trust, Inc. (SUNS) is an emerging real estate investment trust (REIT) that came into its own after a strategic spin-off from its former parent, AFC. In its recently filed 10-K for the fiscal year ending December 31, 2024, SUNS provides a thorough insight into its business model, in...

Serve Robotics Inc. is emerging as an influential player in the autonomous last‑mile delivery space. With the growing demand for on‑demand delivery services and the rising caution concerning human labor shortages and emissions, Serve is leveraging breakthrough AI and robotics technology to transf...